FPU Testimonies

"FPU gave me the tools to get my financial life back in order: no more chaos!  I've been able to pay off debt (including my car!), set up a college fund for my daughter, and start saving toward my retirement!"

"We really struggled with the budget before Dave Ramsey taught us how to have 'Budget Committee' meetings.  Now the budgeting process is a breeze and by using the FPU program, My husband and I are finally on the same page financially.  Our daughter went through the FPU Youth Program and is using the envelope system too.  Hallelujah!  We highly recommend both programs!"

"We have:

• Paid off over $30,000 of consumer debt
• Paid off both of our automobiles
• Paid for half of our daughter's car using Dave's 'matching plan'
• Only 1 credit card balance remaining which we plan to pay off by May 2005
• Significantly increased our offering
• Purchased Christmas gifts early with CASH!

It's really a wonderful blessing to be able to enter the holiday season with a plan rather than worrying about how to pay all of the bills in January.  We laugh as credit card offers get sliced up while we shout 'CHEATAH!'  We use only debit cards and know that there's money in the plan to cover our purchases."

"When we started FPU almost 2 years ago, we had over $80,000 of consumer debt (credit cards, car loans, personal loans).  Yes, $80K!  By using Dave's principles and implementing the 'baby steps', we've paid off over $72,000 of that debt!  The greatest blessing of all is being able to tithe and give back to God what we know we should have been doing all along."